"Rich people acquire assets. The poor and middle class acquire liabilities that they think are assets. The most important word in the world of money is cash flow." - Robert Kiyosaki
Invest in U.S. Rental Properties for Cashflow Without Being There
So... you wanna be a property tycoon.
You’ve seen friends strike gold with condos.
Your uncle retired early on rental income.
Your auntie flipped condos like prata.
But that was years ago… before the government dropped a buffet of cooling measures and ABSD smacked investors like a frying pan to the face.
While you... what are YOU doing now?
Dragging yourself out of bed at 7am.
Squished in the MRT like an inconspicuous sardine.
Spend 8 hours every weekday building your boss’ dream.
All just to collect a paycheck…
That disappears into bills and your mortgage.
If you’re “lucky”, you get promoted… to work even more hours. 🎉
At this rate, you’ll only retire and be "free" when you’re 65… with a backache and bad knees.
Here’s the truth you already know deep down:
You know property builds wealth...
But everywhere you look, you see shiny new development ads...
Where the rent can’t even cover the mortgage.
You would bleed cash every month, praying for appreciation while the lease gets shorter... just so you can sell it one day.
Be honest — that’s not “retirement strategy.” That’s financial Russian roulette.
What if I told you to throw that whole idea of shiny new developments out the window…
And instead, look at properties that actually cashflow?
Where your rent is bigger than your mortgage.
Where YOU get paid every single month to own them.
Where you don’t need hundreds of thousands to get started...
Where what you would've paid for ABSD alone can buy an entire landed, freehold house.
Give us 10 minutes, we’ll show you how we can help.
But first, who the heck are we? Here's what others have to say:
Howie Tan
CEO, Kintsugi Investing School
"Han has always been a person of analytics. His ability to go in-depth and consider multiple facets in an investment is a true gem. This combined with his more than a decade of investing experience gives him the intellect, acumen and temperament over other "gurus" out there. Han is also a person who truly desires to help others, a trait that is rare these days. If you are looking for someone to learn investing in the US property market from, I'll put my money on Han anytime."
Nancy Cheng
General Manager, Printec-HT
"I’ve been so fortunate to have help and guidance from Byte Sized Investments through the purchase of my first investment home in a new state. Their knowledge of the area and real estate market is outstanding and they provided me smart, strategic guidance at every step and helped me feel fully informed to make the best decisions. What really stood out is their personality - genuine, patient and always willing to go the extra mile. Thank you so much Han & Tracy!"
Alex Lam
CEO, Integricity Group
"I have been building a portfolio of property investments, offshore managed funds and businesses and all of this takes quite a lot of time to learn about. Now that I am older, time is extremely valuable and I don't want to waste time or risk making mistakes. The concepts Byte Sized Investments shared regarding investing in the USA were something I did not know of. Further research validated that everything they shared stacked up, which made me excited. The knowledge gave me a headstart on my journey of increasing my passive income in an almost unlimited manner."
đź‘‹ Hi, we're Han & Tracy from Singapore.
In 4 years, we went from office workers to owning 20+ US houses and collecting $20,000+ rent per month.
We’re not your typical “gurus”.
No shiny suits, no Lamborghini selfies, no “I bought a landed bungalow at 30” story.
Just simple folks who prioritize freedom over glitz.
We were just two tired engineers, stuck in the Singapore rat race.
We graduated from the National University of Singapore in 2010, majoring in Physics and Electrical Engineering respectively (nothing Finance related, never made the Dean's List either).
We then worked in a normal office job, 8.30am - 6pm every weekday, with 18 days of annual leave — basically 3 weeks of freedom out of 52 a year.
And even then, while we were on leave, our bosses would still WhatsApp us about work and expect replies...
While the work group chats chatter away like the world is going to end if we don't submit this report on time...
By our 30s, we were exhausted with the sinking feeling that life was passing us by.
We knew if nothing changed, we’d wake up one day too old to pursue the things we actually cared about — like travel, family, and environmental conservation.
We’ve read Rich Dad, Poor Dad, and watched many YouTube videos of US property investing... where landed, freehold houses costing under $200K and rental yields exceeding 12% were totally normal.
It's playing Monopoly in real life.
That’s financial freedom.
But we told ourselves the same lie most Singaporeans believe:
“Cannot lah, we can’t buy properties in the US unless we live there.”
We were idiots.
A Singaporean friend came back from studying in the US and casually mentioned he bought a house there.
That’s when we realised... We assumed it was impossible to buy houses in US as a foreigner, without ever doing the research.
So we started digging. Hard.
For almost 3 years, every night after work, we researched and obsessed over how to invest in US properties remotely — something no one we knew in Singapore had ever done.
Finally in 2020, we gathered enough ammo... and pulled the trigger.
Our first US property: 3-bedroom single-family home.
We bought it for US$51,000.
Right from our home in Singapore.
It was in crap condition. We dumped in US$30,000 of renovations — new roof, floors, paint, cabinets, the works (to be honest, we overpaid... but that's our “tuition fees” as beginners with no coach!)
Before Renovation
During Renovation
After Renovation
Total cost to buy and renovate: US$81,000
Rented out at: US$900/month
Do the math: That’s a 13.3% gross yield!
And it gets juicier.
A few months after renting it out, it was valued by an appraiser at US$140,000, because it was newly renovated.
From US$81,000 to US$140,000 in a few months... that's +73% appreciation! Forced up by strategic renovations.
We sold it and pocketed the profit... NOT! ❌
Instead, we used a strategy straight out of Robert Kiyosaki’s playbook.
We pulled out a loan against the property’s equity. This is called cash-out refinance.
So instead of selling, we keep the asset...
Still collecting rent...
Still enjoying market appreciation on the asset...
And yet — converted the equity to CASH. Best of all worlds.
We managed to pull out US$70,000 from the cash-out refinance. Since we spent US$81,000, this means we only had US$11,000 left invested in this house.
Yes... we spent US$11,000 to own a landed, freehold, cashflowing, 3-bedroom, newly renovated house in the US.
Then it really hit us.
Whatever we've been watching on YouTube about US real estate investors scaling with little to no money down... was happening before our eyes.
Here are the real numbers today on this house:
Invested Capital: US$11,000
Monthly Rent: US$1,375
All Expenses & Mortgage: US$955
Our Net Cashflow: US$420/month
To receive US$420/month with US$11,000 of our invested capital... you run the math.
Not clickbait. Not a typo. We just showed you the books.
And with that US$70,000 cash-out loan... We went out and bought the next rental.
This is our second US property, bought for US$79,000 plus $15,000 in renovations. Then, it was valued at $160,000.
We pulled out a cash-out refinance of $100,000... meaning we got back MORE than what we put in...
While still owning the house and generating cashflow.
Insane huh.
And then we repeated the whole process again... and again.
Until today — where the system runs on repeat.
Some of our portfolio!
We’re no longer stuck in the hamster wheel.
Our assets pay us while we travel & sleep.
And the crazy thing? If two tired, average-salaried engineers from Singapore can do this… why can't you?
We love traveling and adventure! We toured the US in our very own campervan for 5 months in 2024.
Introducing the one course that will change everything you believed property investment should be:
Financial Freedom through US Real Estate
Financial Freedom through US Real Estate is a no-fluff, high-impact course you can finish in just over an hour.
It’s designed to reshape how you think about property investing for cashflow — and show you the exact strategy we used to grow from 9–5 office workers into owners of 20+ US rental houses in just 4 years, collecting $20,000+ in rents each month.
This isn’t about flipping, chasing appreciation, or chasing shiny new developments.
It’s about playing real-life Monopoly: Buying houses that spit out cashflow, scaling your portfolio with little to no money down, and building a system that buys back your freedom.
Here’s what you’ll discover:
Why Cashflow is Essential
Discover why cashflow (not price nor appreciation) is what creates true freedom.
Identify common Money Pits that most investors fall trap to.
Cashflow vs Appreciation
Debunking myths that cashflow AND appreciation cannot happen simultaneously (with real data).
Why appreciation alone (with negative cashflow) will not buy you freedom.
How to Play Monopoly in Real Life
Why the US makes it easy to play Monopoly in real life.
Discover why US loans are ideal for foreign investors.
Why Ugly Houses Make More Money
How ugly houses can get you over +25% appreciation in just a few months (with real data).
How to spot deals with your mind... past what you see with your eyes.
Scale Your US Portfolio with Little to No Money Down
The exact strategy we used to scale our portfolio from 0 to 20+ houses in 4 years, coming from normal 9-5 jobs.
By the end, you’ll see why financial freedom isn’t reserved for the wealthy — it’s built by repeatable systems and strategies.
And here's the thing... it's not just us.
At first, we weren’t sure if anyone else could copy what we did — we thought maybe we just got “lucky” doing it over 20 times ourselves.
But then we started teaching our system.
And guess what?
Our students replicated it. Again and again. From Singapore, Malaysia, Australia, New Zealand, Canada — all 100% remotely.
Which means this isn’t some one-off fluke. It’s a repeatable system.
Shih Jia makes 12% gross yield on her first US property in 2025
"I was always curious — how do Han and Tracy manage to own multiple cashflowing US properties while being based in Singapore? And not just own, but earn a 6-digit rental income from them! They don’t just teach theory but share real-life experience. Their advice helped me avoid costly mistakes and gave me confidence at every step of the process. One of my favourite takeaways they shared:
“The best time to buy a property was 20 years ago. The second-best time is now.”
That really stuck with me. If you’ve been sitting on the sidelines or wondering if it’s possible to invest in US real estate from abroad — I can confidently say yes, it is. I only wish I had discovered Byte Sized Investment years ago! "
Raja & San received $110,000 from their refinance in 7 months
"In October 2024, we closed on our fourth US property — a deal that truly tested our patience and strategy! We spent $140,000 on it and after renovations, the appraisal value came back at $183,000! Many thanks to Byte Sized Investments for coaching and guiding us! If I can start this journey, so can you."
Keagan & Carol scaled from 0 to 3 US properties within 6 months
"Byte Sized Investments has been selfless in giving us knowledge and information with great case studies. I could perceive their genuine interest of helping others get passive income through real estate!"
Unlock Your Cashflow Course ($0)
This course is 100% online and we're giving it to you for free... Why?
Because passive income isn’t just about money — it’s about freedom, family, and the life you create.
We believe everyone deserves the chance to start building that legacy. US real estate helped us build ours.
Reach out to us if you have any questions at hello@bytesizedinvestments.com or through our social media!